The Chesapeake Team of Direct Mortgage Loans
Katie Sheats, Senior Loan Officer

Katie Sheats

Senior Mortgage Banker
NMLS# 524438
302-278-0513 (o)
302-278-0513 (f)   
39682 Sunrise Court
Bethany Beach, DE 19930

About Me

I have more than 33 years of mortgage lending experience in the Delaware/Maryland resort area. I have extensive knowledge of the 2nd home, investment, and 1st homebuyer markets.

I am a 4 year recipient of the 5 Star Mortgage Professional Award, member of both the Women's Councisl of Relators and the Sussex County Association of Realtors, and involved in many local charities.

I currently live in Ocean View, DE with my husband and 2 golden retrievers.

Federal Mortgage Loan Originator NMLS# 1839469, Equal Housing Lender, 39682 Sunrise Court / Bethany Beach DE, 19930

DE - Mortgage Loan Originator Licensee (MLO-027786)


Mission Statement

As a dedicated mortgage professional, I am driven to provide my customers and industry partners with excellent service and communication throughout the home buying process. By using my knowledge of the mortgage industry, I will help my customers in every way to ensure their complete satisfaction.

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Direct Mortgage Loans is a licensed, direct lender committed to outstanding mortgage solutions and building lifelong relationships. The knowledge and experience of our professional loan officers, processors, and underwriters is the foundation of our company. We have earned a reputation for integrity, excellent service, intelligent staff and efficient processes. When you work with Direct Mortgage Loans, you'll receive prompt, personal service that enhances the home buying experience. Direct Mortgage Loans is an Equal Housing Lender. Information about our company, including our licenses, can be found at and on our license page.


Borrower Testimonials

  • "Katie is professional, knowledgeable and on point. She has been doing loans and giving expert advice to me and my clients for over 20 years."

    -- Kim Hook 

  • "Katie is very thorough and knowledgable. She knows the area extremely well and is a pleasure to work with."

    -- Chrisy Tingle 

  • "Katie is amazing and you will be glad you called her!"

    -- Courtney Bouloucon